American Express PASS Card: SPECIAL Offer For Daily Dose Readers

We all want out teens to learn responsibility and part of that is financial responsibility.  Thanks to American Express PASS card we can give them that chance to learn while still keeping an eye on things.

What is the American Express PASS card?

The PASS Card is a reloadable prepaid card parents give to teens and young adults. An adult 18 years of age or older (e.g., a parent or guardian) can purchase the PASS Card for anyone 13 years of age or older. The Card purchaser loads the Card with funds upfront and can reload it so that the PASS Cardmember can use it again and again.  You can load anywhere from $25.00 to $2,500.00 on it at a time.

How does it work?

1. Load/Reload: Loads/Reloads can only be made by the PASS Card purchaser. The initial load must be made online. Reloads may occur either online or by calling Customer Service at 1-877-405-7277 (International Collect 1-801-945-9559).

2. Use: The PASS Cardmember may use the Card at millions of locations around the world where American Express® Cards are accepted—including online and at ATMs.

3. Manage: Both PASS Card purchasers and PASS Cardmembers can create online accounts to view transaction history, check balances and set up account controls.

The PASS card gives your teen the freedom to understand financial responsibility.  They know they have XX amount to spend per month so when that runs out, that’s it.   Parents can also keep track of where the teen is spending by logging into their parent account where they can also load more onto the card.  There are fees of $3.95 a month for a pass card (which is waived until October 1, 2011) and $1.50 ATM fee.

I like to call this “guided” freedom.  We get to let our teens learn the pros and cons of doing what they want with their money yet still keeping an eye on it.  That way we, the parents, can sit and talk with them if we feel they are being irresponsible with the money.  For example using their last $25.00 for a movie night instead of filling up their gas tank to get to and from school.  I think this is a great idea and I hope that it will be used to teach my children financial responsibility.  To watch their spending and prioritize.


For my readers, if any of you would like to get a PASS card all you have to do is head over to American Express PASS Card and load one with $25.00 and use the code SS25 and American Express will give you $25.00 on top of that (so a free $25.00, like BOGO deals).  This does expire April 15, 2011 so head over before then to take advantage of this special offer.

*Disclosure: I was compensated for my time, however opinions are as always my own and honest.

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Toni is a professional lifestyle blogger living on the sunny Florida Gulf Coast. She has a passion for Disney, Travel, Fashion, Cooking, Tech, Family Fun Ideas, Reviews, Giveaways and loves being able to share that with her readers!

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  1. 1

    The PASS card from AMEX is an absolute joke! We got a card for our 16 year old daughter for all the same reasons you mentioned above and their claims that in the event that the card is lost, stolen or has fraud activity, they would restore the card immediately. My daughter used it at a local merchant on Saturday and the clerk was confused by message from AMEX. They called AMEX and AMEX told them there was an 8 day hold on account. Merchant sent my daughter home without purchase only to learn that card had been charged. The call center in India and the Executive office said there is nothing they can do to reverse an “authorization” and we simply need to wait 8 days for the transaction to reverse. ARE YOU KIDDING ME!? I have been an AMEX card holder for years and I am canceling all of my accounts with them because of their bogus product. Don’t use this card! It does not do what it claims to do. Cash is better!

    • 2

      I am sorry you had this experience. Thank you for sharing though. I hope I don’t go through that. So far I am lucky and it has worked exactly like cash for us and we control our child’s spending and they know their limit. Again thank you for sharing it’s always good to know if it didn’t work well for someone.

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