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Financial Planning Help With Mom Corps #MC #sponsored

momcorps-you

I participated in a campaign on behalf of Mom Central Consulting (#MC) for Mom Corps YOU. I received a free trial to facilitate my review and a promotional item as a thank you for participating.

Last  month, I introduced you to Mom Corps, a great service for moms who are entering or re-entering the workforce.  In fact, whether you are going back into the workforce or not, I really think we can all benefit from Mom Corps.  I recently had the chance to watch the webinar “Become A Savvy Saver” by Jean Chazky! Jean shared great tips that we all could benefit from.    For instance, this tip…

Mom Corps Financial Webinar

She talked about putting money in accounts to save, where you can’t see it.  If you don’t see it you won’t spend it.  I have to say,  I completely agree.  I do this quite often with my kids, because it’s never too early to teach them financial planning.  When the money they get for birthdays/Christmas/etc, is put away and they don’t see it, they don’t spend it as quickly as when they have it with them in hand.

Mom Corps Retirement

She also mentioned, clipping images with your goal in mind, what is it you want to do.  Whether it’s renovate your house, go on a cruise, move somewhere when you retire, get an image so you can be reminded.  Then take time to name it, it becomes more personal.  So, rather than “trip fund” make it something like “Romantic Getaway To Italy” then you have something specific, not generic.  You are then saving FOR something…not just saving generically.

In addition to Chatzky’s webinar, Mom Corps YOU offers exclusive advice from Chatzky on things like (and one of the tips from each article, you’ll need to join to get the rest):

  • how to cut fixed expenses:
    • Cell phone, cable and Internet. Essentially, any industry that has some competition – I’d throw gyms in here as well – will negotiate with you. If there are multiple providers of a service in your area, it’s time to pick up the phone. Chances are, you’ve received an ad from a competitor in the last month or so; if that’s the case, use it to your advantage. Often, even mentioning a deal from another provider can bump you up a level in the phone chain and put you in touch with someone who can cut you a better deal.
  • hire a financial adviser:
    • Set up consultations. The first meeting should be free, so if it’s not, scratch their name off your list. Meet with as many people as you need to in order to feel like you have enough of a range to choose from. Be sure to ask questions about their experience, the cost, and if they offer comprehensive planning, which basically means they’ll be able to help you not just with one area, like insurance, but across the board. Get references (and call them!) and ask to see a plan that the advisor put together for another client, which is often the best indication of what they’ll be able to do for you.
  • choose a credit card:
    • You’re a frequent traveler…You can get a card that gives you points for gas, car rentals, hotels, plane tickets, or all of the above. If you’re looking for airline miles, the first step is to decide if you have a loyalty to a particular airline. If you do, you want to get that airline’s co-branded card, which will generally carry an annual fee. Even so, it can be worth it if you’re a pretty heavy spender (do the math). The bonus here is that you can generally convert these miles into other travel purchases, like hotel stays, vacation packages or car rentals. If you don’t care what airline you fly, many big card issuers have a generic airline program that allows you to earn miles that you can cash in for a free ticket on any carrier.

Mom Corps, a national award-winning professional talent acquisition and career development firm, has launched Mom Corps YOU, an online community to help professionals better integrate their professional and personal lives.

Mom Corps You is full of so many awesome tips and things to help, not only moms heading into the workforce, but moms in general, if you ask me.  I love all that the site has to offer!  As part of a continued coverage program, I will be bringing you even more of what Mom Corps YOU has to offer in the next few weeks!

If you are interesting in joining, Mom Corps YOU is available via an online subscription for an introductory annual price of $99.99 (regularly $149.99) or $19.99 a month.

What do you think you could benefit most from, if you joined Mom Corps YOU?

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Toni is a professional lifestyle blogger living on the sunny Florida Gulf Coast. She has a passion for Disney, Travel, Fashion, Cooking, Tech, Family Fun Ideas, Reviews, Giveaways and loves being able to share that with her readers!

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Comments

  1. 1

    I already do those things and it has helped tremendously. We are soooo much better off than when we were first married.

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