52 Week Money Challenge for 2014


I don’t know about you, but I really want to start saving more money.  I had hoped to do this 52 Week Money Challenge in last year but as the weeks went by our every other week pay made it hard.  As the end of the year approached it got harder to do.  However, this year I decided to take a different approach.  I AM going to save $1378.00 by the end of this year and you can too.

As you can see in the 52 Week Money Challenge table above it, tells you how much to put aside each week.  If you are like me and get paid bi-weekly then here is a solution to not make it hurt so bad.  Instead of at the end having 103.00 come out of one check I decided to start week one a different way.  Instead of using week one and two like I would if I went in order, I decided to use week 1 and week 52 so it’s only 53.00 out of that check.  For the next check I will use Week 2 and Week 51 and continue  that way until the last deposit which would be week 26 and 27 together.

If I did my math correctly (which it’s entirely possible I did not) each week should be $53.00, for me that is definitely more doable than $103 that last paycheck.  So, this is a great way to set a goal.  Also, to keep track, during the 52 Week Money Challenge, what I do is highlight the amounts I deposited and voila at the end of 2014 I have $1378.00 which means in 10 years of doing that I will have over $10000!!!

I’d say that’s one resolution I will work hard to keep up with.

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Toni is a professional lifestyle blogger living on the sunny Florida Gulf Coast. She has a passion for Disney, Travel, Fashion, Cooking, Tech, Family Fun Ideas, Reviews, Giveaways and loves being able to share that with her readers!

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  1. 1

    What a great challenge. I think I may have to do this.

  2. 2

    I love your approach with the order you’re doing it in! This is such a great challenge.

  3. 3

    I’ve seen this on several different blogs and have been intrigued …. just can’t decide if this is the way for our family to save or not.

  4. 4

    I saw this.. Ideally I think going backwards would work best for me.

  5. 5

    What an easy way to save! I looked at it for a minute and thought, “Doubling that amount each week would save money that much faster!” Then I realized it would mean hundreds of dollars a month for the back half of the year. I don’t know if my budget would be ready for that. 🙂

  6. 6

    This sounds like a very useful tool to get back on track with saving money. I’d like to try it.

  7. 7

    I’m doing this too! I’d love to save enough for a huge family vacation we wouldn’t normally take.

  8. 8

    This is a great challenge, and totally doable!

  9. 9

    I am doing this this year. I can use the extra savings for sure.

  10. 10

    This is a great idea! Love it!

  11. 11

    I wish I could do this, but kind of hard right now when I have so many bills, mainly medical. 🙁

  12. 12

    What a great way to save a little money each week.

  13. 13

    I’m already a tightwad, but this is awesome for those who aren’t.

  14. 14

    This is a good idea! I really can put a bit on the side each week if I think about it.

  15. 15

    I saw this floating around Facebook the other day. Great idea, and amazing how much it totals at the end!

  16. 16

    Put it in the bank and you might even be able to ear 1% per year in interest. Not much, but more so than burying it in a hole.

  17. 17

    It’s a great framework to follow for those that are just starting to save or have tight budgets due to the economy right now. We’re savers by nature (although some would just call us cheap LOL!).

  18. 18

    Hi Toni,

    I really love this post, as I’ve been also finding ways on how to save money this year! For someone who is an avid traveler, I need to be able to save as much as I can. I also love your chart and how you broke it down into weeks and the total amount to save. At the end of the year, we should be able to have a substantial amount saved up!

    Thank you for sharing this with your readers! I always enjoy reading your posts and periodically I stop by to see what you’ve been up to 🙂



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