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What Happens When I Can’t Care For Myself Anymore?

This post made possible by Genworth Financial. Thoughts all brought to you by me!


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There may  come a time in my life  when I can’t care for myself.  If that time every approaches I hope my kids will do for me, what I will do for my parents should I need to and make sure I am taken care of.  I want them to be able to make the decisions that need to be made without being burdened down.

Sometime down the road they are going to have to make decisions if I get to a point I can no longer make them myself.  I hope and pray that doesn’t happen until it’s my time to go but it’s so much better to be prepared, you don’t want the what if to become reality and you weren’t ready for it.  I want to make sure I have done my part so, if it comes to them making the decisions, they aren’t dealing with anymore than that.  It can be a scary thing to have to make decisions especially when it comes to the well being of the ones you love.

I want to make sure, even if they have to make decisions their lives won’t be adversely affected financially or any other way, which is why it’s important that get prepared.  Reading articles like Buyers of Long-Term Care Prefer Home Care helps me to get an idea of what I may need to have ready for my kids if they are in a situation where I need care.

Using a tool like this expense checklist above, I can make sure they don’t have the added stress of trying to cover it themselves. My husband and I can figure out together, what we need to prepare for later so they don’t have to.

I want to watch my kids grow up, see my grandkids and watch them flourish. I want to know I did my part so should they ever need to take care of me, I am not causing undue stress. Thankfully with so many tools out there, I am pretty sure I will be able to make caring for me easier so they can live their lives while making sure their good ‘ole mom is taken care of.

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Toni is a professional lifestyle blogger living on the sunny Florida Gulf Coast. She has a passion for Disney, Travel, Fashion, Cooking, Tech, Family Fun Ideas, Reviews, Giveaways and loves being able to share that with her readers!

Comments

  1. 1

    I think about this all the time now that I have kids. It’s a scary thought, but as moms we shouldn’t be a burden on our kids.

  2. 2

    As a once caregiver for my mom with Alzheimer’s I got to see first hand what a burden her care put on a family. While my husband is a great guy and extremely generous, her ever increasing behaviors became too much for us to handle.

    Since caring for her, we have developed a care plan for when we end up not being able to care for ourselves. Definitely something everyone should consider.

  3. 3

    I think all about the “what ifs” all the time. It’s so scary and nerve-racking. Glad there are sources out there like Genworth to help with some of the questions

  4. 4

    This is something I really need to start thinking more about and make preparations.

  5. 5

    This is something my husband and I need to plan for. I don’t want my children to pay out of pocket for my care.

  6. 6

    I hope I’m around for my kids

  7. 7

    This is something no one wants to think about but something we all need to prepare for.

  8. 8

    This is a thought that haunts me…my husband and I are trying to plan for it.

  9. 9

    It’s so scary to think about.

  10. 10

    It’s a good question to prepare for — my husband works in estate planning and retirement planning and has to help MANY people prepare for this. He is a major fan of long-term care insurance.

  11. 11

    My husband and I are working hard to ensure we won’t be a burden to them. We have many contingency plans in place.

  12. 12

    Yep, I worry about being a burden one day too. I just can’t bear the thought so I’m actively saving for retirement and those needs!

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